Garfield County

You made smart decisions on the path to realizing your dream of homeownership. We lost our home of 25 years in Birmingham to a wrongful foreclosure driven by associates of Bob Riley and Luther Strange and Jeff Sessions. But most lenders prefer this process anyway because it is much faster and less costly. Rancor gave way to reason, however, and just before the day fixed for the foreclosure sale the matter was settled.foreclosure

Final minimum bid information is not available until just prior to the scheduled sale date. Also, some lenders prefer to sell their bank-owned properties at a liquidation auction, often held in auction houses or at convention centers. When buying a home in foreclosure you might become responsible for any debt connected to the home.foreclosure

Note: Before the foreclosure process begins, the lender or loan servicer may send you letters (over the course of several months) demanding payment. Note: If you have moved into your home after the foreclosure action was started, the lender does not need to serve you with court papers.foreclosure

The Monmouth County Sheriff’s Office, its officers, employees or agents shall not be liable for damages or losses of any kind, direct or indirect, arising out of or in connection with the accuracy of information contained on the Foreclosure List, nor in the use of information, including but not limited to, damages or losses caused by reliance upon the accuracy or timeliness of any such information, or damages incurred from the viewing, distributing or copying of those materials.

The procedures for foreclosure are spelled out in the Official Code of Georgia, Sections 44-14-162 through 44-14-162.4. The first 2 steps in buying a foreclosure should happen almost simultaneously: Find a real estate broker who works directly with banks that own foreclosed homes and get a preapproval from a lender.

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